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last bits on Fico's

July 31st, 2005

Ok, so we've covered what credit scores are, how you can improve them, what affects them and how to figure out what they mean.  Today, just a few more misconceptions.

Will my score drop if I apply for new credit?  If it does, it probably won't drop much.  As mentioned previously, if you have multiple inquiries, it won't be affected if you are rate shopping.  But if you are applying for diffe ...


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more on credit

July 30th, 2005

So, are you sick of reading about credit scores yet?  We hope not, and hope that it is helpful to you.  This series will be done before the weekend is over.  Let us know if you find it helpful, and if there is anything you would like to see us cover in the future.

Some misconceptions about credit scores -  'My score determines whether I get credit or not.'  Lenders use a number of factors to ...

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high end business park

July 29th, 2005

Hi,

Check out out hot areas page for a new link to an article on AZCentral.  There a new plans to build a high end business park including shopping and two hotels, near the 202 and 101 in Chandler.  This will provide even more for folks in that area, whether it be for personal or business use.

Some more tidbits on credit scores.The length of your credit history and what you apply for matter ...


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Raise your score

July 28th, 2005

Hi, some tips on raising your credit score.  Raising your credit score is a bit like losing weight, it takes time and there is no quick fix. In Fact, quick fix efforts can backfire.  The best advice is to manage credit responsibly over time.  Follow these suggestions from Fair Isaac Corp.

Improve your payment history by paying your bills on time.  Delinquent payments and collections can have ...


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more on FICO

July 27th, 2005

HI,

Continuing with our credit scoring lesson.  According to Fair Isaac Corp (FICO),  Each category accounts for approximately 20% of the population, below 620, 620-690, 690-745, 745-780, and above 780.  When a lender receives your score, up to four "score reason codes" are also delivered.  If the lender rejects your request for credit, and your FICO score was part of the reason, these score ...

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Back on market

July 26th, 2005

HI,

Our listing at 3150 W Dancer Lane in Queen Creek is back on the market.  It unfortunately canceled just before the scheduled closing.  Check out the "properties" page for more information. 

Intel has announced that they are building a new chip manufacturing plant in Chandler, AZ.  The plant, to be named FAB32, will expand their already large Arizona operations and add approximately 100 ...

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It's the weekend

July 24th, 2005

It's the weekend, try not to think.  Rest, have fun and get ready for the coming week.  But, if you want to think a little, we'll give you a little more credit score info.    But first, Congrats to the Graves on the contract on your home.  We are confident this will work!

How do you interpret your credit score?  A credit score is a numeric summary of your credit history.  It generally ranges ...


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Congratulations

July 23rd, 2005

Congratulations to the Normans for the purchase of a home today.  We look forward to assisting you through the rest of the process.  It really is a great home, and we look forward to getting you settled.  Thanks for your confidence in us.

We wish everyone a great weekend.

Adam Tarr and Sharon Kotula

Your Phoenix Area Real Estate Source                                                        ...

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more about FICO's

July 22nd, 2005

Hi,

Sorry - missed yesterday due to connectivity issues.  This week we discussed the makeup of your credit score. Tonight, a tidbit on what does not affect your score.

Lenders look at many things when making a credit decision, including your income, employment history, and the kind of credit you're requesting.  But none of those factors are included in your credit score.  And neither the le ...

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20302 E Bronco Dr, Queen Creek AZ

July 20th, 2005

I just finished uploading this Single Family Detached, 20302 E Bronco Dr, Queen Creek AZ

WOW! CHECK OUT THIS CUSTOM HOME SITUATED ON A LARGE LOT, VACANT AND READY FOR SOME NEW OWNERS. BEAUTIFUL 4 BEDROOMS, 2 BATHROOMS, CEILING FANS THROUGHOUT, VAULTED CEILINGS, FORMAL LIVING ROOM, FAMILY ROOM OPEN TO KITCHEN, ONLY 1 1/2 YEARS YOUNG, NEW CARPET, NEW INTERIOR TWO TONE PAINT, NEW FRONT LUSH LAN ...

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